Privacy Policy

Last updated: 3 September 2026. Student Hub is designed to need as little of your data as possible.

Free tools

Calculators and instant checks are computed on the server from the numbers you enter and are not stored or linked to you.

Paid reports

When you buy a $2.95 report we process payment through Stripe. We receive only the payment confirmation; card details never touch our servers. The details you enter about your situation are used solely to generate the report you paid for.

Contact

Messages sent through the contact page are used only to reply to you.

Cookies & analytics

We do not use advertising trackers. Basic server logs are kept briefly for security and abuse prevention.

Your rights

🎓 All student tools

Every tool answers instantly from our own knowledge and calculators — no AI wait, no account. Honest maths and plain guidance, always educational and never preachy: the student years are for learning how to handle money, time and decisions, and these tools exist to make that easier — not to sell you anything. Results are estimates and reflections, not guarantees, and nothing you type is stored. Want the deeper, personalised version? Each has a $2.95 full report.

💰 Term Money

Student Term Budget Builder: Income vs Costsfree$2.95 Cost Per Lecture: What Your Tuition Really Buysfree$2.95 Campus Food Budget: Weekly & Term Spendfree$2.95 Study Abroad Budget: The Real Extra Costfree$2.95 Textbook Cost Strategies That Actually Workfree$2.95 Student Transport Options: Cost Comparison Guidefree$2.95 Student Loan Basics: Read Before You Signfree$2.95 Scholarship Application Timeline: When to Applyfree$2.95

📚 Study Time

Semester Planner: Work Backwards from Finalsfree$2.95 Assignment Time Estimator: When to Startfree$2.95 Part-Time Hours vs Study: Find the Balancefree$2.95 Exam Revision Schedule: Plan the Run-Infree$2.95 Group Project Fairness Check: Spot the Free-Rider Riskfree$2.95

🎯 Life & Next Steps

Accommodation Cost Compare: Two Options, Real Numbersfree$2.95 Graduation Timeline: How Many Terms to Gofree$2.95 First Job Salary Expectations: What Graduates Earnfree$2.95 Gap Year Decision: Cost, Timing & Reality Checkfree$2.95

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Educational information only — not financial, legal or academic advice, and never a guarantee of outcomes. Costs, timetables and degree requirements vary by institution and country: the tools give estimates and reflections to guide planning, not promises. Always check official sources — your student services and financial aid office — before signing, borrowing or committing. Refunds honoured.
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